MRS. ONITIRI, RAFIAT OLUWATOYIN. FCIB
Rafiat Onitiri, FCIB, is a seasoned banker, leader, and advocate for financial inclusion and women’s empowerment. She served on the Governing Council of the Chartered Institute of Bankers of Nigeria (CIBN) and is currently the 1st Vice Chairperson of the Association of Professional Women Bankers (APWB). A Fellow of the Enterprise Risk Management Professionals (FERP) and a Fellow of the Institute of Credit Administration (FICA).
With over 30 years in the banking industry, Rafiat held senior management roles in retail, commercial, private, branch, and regional banking, culminating in her position as Managing Director of FIC Professionals Network Plc. She played a pivotal role at Polaris Bank (formerly Skye Bank), leading initiatives to develop small and medium enterprises.
She is the Managing Director of FIC PROFESSIONAL NETWORK PLC, a stakeholder-owned organization with a strategic focus targeted towards collaborative efforts with both private and public sectors, established to pioneer Agency Banking Certification in collaboration with CIBN and SANEF with the economic backing of the Office of the Vice President.
Prior to the latter, she founded ATHROL Empowerment Initiative, a women-focused organization promoting financial inclusion and empowerment for underprivileged women. Under her leadership, the initiative has significantly impacted the lives of its beneficiaries.
Rafiat holds a Chartered Banker MBA from Bangor University, Scotland, a Master’s in Marketing Management from Lagos State University, and is an alumna of the Lagos Business School Senior Management Programme. She is an Associate of the Chartered Institute of Bankers in Scotland and actively participates in professional networks.
Known for her leadership, relational capital, and humanitarian passion, Rafiat is a mentor and an ambassador for ethical banking practices. She enjoys mentoring, traveling, reading, and exploring new opportunities for impact.
Value Addition to CIBN and APWB
- SERVED 2 TERMS AS AN ELECTED MEMBER OF THE GOVERNING COUNCIL OF CIBN
- SERVED AS A COMMITTEE MEMBER OF THE CAPACITY BUILDING & CERTIFICATION DEPT.
- SERVED ON CONSULTATIVE COMMITTEE OF BANKERS CONFERENCE
- SERVED ON THE ADHOC ANNUAL DINNER COMMITTEE
- CURRENTLY SERVING ON THR 2025 ADHOC ANNUAL DINNER COMMITTEE
APWB
- SERVED AS AN EX-OFFICIO MEMBER FOR A TERM
- SERVED AS HON. SECRETARY FOR 2 TERMS
- CURRENTLY SERVING AS THE FIRST VICE CHAIRPERSON AND OVERSEEING THE MEMBERSHIP COMMITTEE
- SERVED AS THE LAST DINNER CHAIRMAN